SEK 0 in brokerage. 100% precision. Sparelsik combines predictive data analytics with a royalty-free platform to give your investments a technological edge.
Start your analysisGlobal markets generate millions of data points every minute. News, order flows, interest rate announcements and sentiment changes occur in parallel, in different time zones and in different formats. An individual trustee, or a parent managing their own savings in the evenings, can reasonably only process a small fraction of this.
The result is decisions based on gut feeling rather than pattern. At the same time, the return is gradually eroded by fees that are rarely seen in a single transaction but which accumulate over years. Brokerage, spread and management fees take their share regardless of how the market moves.
An annual fee of that order of magnitude can, over a savings horizon of several decades, correspond to a significant proportion of the final capital — purely because of the interest-on-interest effect that does not occur.
The algorithms identify statistical patterns in historical and ongoing data, often before they appear in pricing. The models are continuously updated against new market data.
No brokerage, no hidden transaction costs. You keep the entire return generated, which particularly favors savings with a long time horizon.
The risk exposure is automatically adjusted around the clock based on the market situation, without you having to monitor positions manually.
The system pulls in structured and unstructured data from global sources: price movements, reports, macro indicators and news feeds, around the clock.
Patterns are weighed against historical volatility and current risk appetite. The model suggests a position that balances potential return against downside.
The deal is carried out directly in the platform, without brokerage. You don't have to actively follow the market for the management to work.
The entire process is designed for hands-off management — suitable for parents and professionals who want to build capital without taking time away from everyday life.
When a savings account is opened at the birth of the child and held for 15-18 years, fees have a big influence on the final sum. By eliminating brokerage, each deposit can operate without friction during the entire savings period.
The AI model adjusts the risk level gradually when the savings horizon is shortened, without a guardian needing to monitor the market continuously.
Proactive risk assessment rather than reactive selling.
In the event of sudden price movements, many private savers act emotionally — often too late. The AI system continuously monitors risk indicators and reduces exposure before volatility fully hits the portfolio.
The decision is made on data rather than on news headlines, reducing the likelihood of panic selling at the wrong time.
Our revenue model is based on institutional liquidity flows, not on charging private savers. This allows you to trade without brokerage or hidden fees.
We use bank-grade encryption and proven algorithms. The infrastructure is built to handle sensitive financial data in accordance with current industry standards.
The models are trained on historical and ongoing market data to identify recurring patterns. Each recommendation is weighted against the current risk level before it is executed, and the model is continuously updated in line with new data.